Go from product upload to first online purchase in minutes. Deliver encrypted PDFs, software license codes, and streaming files using secure, expiring presigned links — accepting card or Mobile Money with zero custom coding.
Expiring
Download Link Tokens
Automated
License Key Generation
Zero
Hosting Bandwidth Limits
Digital Product delivery · Encrypted link
Expiring Download Rules
Download Limit
Prevents public link sharing
Link Expiration
Secures link against scraper bots
Software Key
Automatic key assigned on buy
Commerce Roadblocks
Link sharing, manual software key allocation, and poor payment forms destroy your digital margins. Secure your digital storefront with Xtopay.
Link Leakage & Piracy
When customers post static download links on forums, non-paying users drain your file-storage bandwidth and rob you of rightful sales.
Manual Administration
Manually copying and pasting software keys or license files on successful purchase receipts creates severe delays and damages customer trust.
Sluggish Settlements
Forcing digital buyers to input extensive card fields blocks instant purchases. In emerging markets, you need Mobile Money express buy.
Xtopay locks down downloads using secure, temporary S3 pre-signed tokens. Deploy storefront in 5 minutes →
Commerce Simulator
Run a mock customer journey. Buy a digital product via Mobile Money, watch Xtopay generate cryptographic license keys, and serve temporary secure download links immediately.
Next.js 14 template, database migrations, Tailwind CSS configs, and 6 hours of high-fidelity video tutorials.
Click the "Buy Product Now" button on the product card to launch a simulated hosted payment checkout session.
Product Capabilities
A reliable digital commerce engine optimized for instant delivery. Sell assets, licenses, and media directly to your audience.
Secure your digital assets. Generate presigned download tokens that expire automatically after 24 hours or 3 clicks.
Upload a pool of license keys or generate them dynamically on purchase. Keys are safely stamped on receipts.
Launch in minutes. Upload PDFs, videos, or template files, customize pricing, and get a public shop link to share.
Allow instant purchases. Shoppers buy ebooks or design resources with 1-click Momo overlays, bypass card-only walls.
Files are stored securely in encrypted nodes. Buyers download via dynamic tokens, preventing raw S3 bucket leaks.
Deliver custom, beautiful PDF purchase receipts. Emailed instantly to the customer with secure download credentials.
Every purchase automatically triggers a secure, time-bound presigned URL generated instantly. Rest assured your digital assets will never be leaked or shared publicly.
Native REST API
Clean HTTP endpoints with predictable JSON payloads
Signed webhooks
HMAC-SHA256 event delivery with automatic retries
Typed SDKs
First-class types for Node.js, Python, Go, and PHP
1curl -X POST https://api.xtopay.co/v1/digital-products \2 -H "Authorization: Bearer sec_live_..." \3 -H "Content-Type: application/json" \4 -d '{5 "name": "Tech Startup Ebook",6 "price": 1999,7 "currency": "USD",8 "file_url": "s3://secure-storage/ebook.pdf",9 "download_limits": {10 "max_clicks": 3,11 "expiration_hours": 2412 }13 }'{ "id": "prod_01HYS7E...", "object": "digital_product", "name": "Tech Startup Ebook", "price": 1999, "currency": "USD", "file_url": "s3://secure-storage/ebook.pdf", "download_limits": { "max_clicks": 3, "expiration_hours": 24 }, "checkout_url": "https://buy.xtopay.co/prod_01HYS7E...", "created_at": "2026-05-28T01:08:50Z"}Upload ebooks, audio resources, or software keys. Experience express Mobile Money checkout success and safe file streams.